Mogul Technologies Inc. ("Mogul") $10,000 First Investment On Us - promotion (the "Promotion") will take place between 8:00AM eastern standard time on Friday, October 11, 2024, and ends at 12:00pm eastern standard time on Monday, December 30, 2025 ("Promotion Period").

As used herein, "Mogul" means Mogul Technologies Inc., dba Mogul or Mogul Club. All references to $10,000 First Investment On Us shall be referred to as "Promotion" throughout these Official Rules. Promotion is sponsored by Mogul.

1. GENERAL RULES:

To be eligible to participate in this Promotion, each participant ("Participant") must:

1. Be 18 or older;
2. have successfully opened a new Mogul Online Account for the first time ("Mogul Account"), inclusive of automated or manual identification verification, during the Promotion Period. Mogul will determine the time of account opening based on an automatic system timestamp that is triggered when the account opening process is completed. For the avoidance of doubt, Patrons that have an existing Mogul Account shall not be eligible to participate in this Promotion, even if they re-register during the Promotion Period.
3. Opening a Mogul Account is free.
4. must register their Mogul Account during the Promotion Period, for the opportunity to earn a Bonus Investment ("Eligible Patron(s)").
5. Void where prohibited or restricted by law.

The following individuals are not eligible to enter the Promotion:

• Individuals who are excluded from investing, either through a government program or by their own request, are not eligible.
• Individuals who have previously registered for a Mogul account.

2. HOW TO PARTICIPATE:

1. Within 30 days of opening a Mogul Account, Eligible Patrons must place their first investment ("Qualifying Investment") via the Mogul desktop site to participate in this Promotion ("Participant(s)").
2. If their Qualifying Investment is graded as a Loss (defined below), after one year from the time of the Qualifying Investment, by Mogul, the Participant will earn a one-time Bonus Investment Credit equal to the lesser of (1) the full value of the Qualifying Investment's Loss or 2) $10,000 (the "Bonus Investments").
3. A Qualifying Investment that returns ("Return") less than $0.00 on top of the Qualifying Investment amount is defined as a loss ("Loss"), the Return is calculated as rental income earned + or - the increase or decrease in valuation of the Qualifying Investment.
4. Bonus Investments will be added to a Participant's Mogul Account within two (2) business days after Mogul determines the Qualifying Investment has resulted in a Loss following the one-year investment period.
5. Awarded Bonus Investment is a multi-use token and can be broken down across multiple investments.
6. The value of the Bonus Investment is not included in any profit paid out.
7. The maximum Bonus Investment per Participant in this Promotion is $10,000.
8. Only the consecutively first settled investment after registration per Participant qualifies for this Promotion.
9. Other promotions do not qualify.
10. The usage of bonus funds (outside of the $50 promotional credit, which will not count towards the amount in the Qualifying Investment) on a Qualifying Investment will disqualify this offer.
11. Participants may only utilize one such "Promotion" across any Mogul offering.
12. A Qualifying Investment must be both placed and settle within thirty (30) days of being placed by a Participant for that Participant to be eligible for a Bonus Investment. For clarity, if an investment is placed within 30 days but does not settle within 30 days, it will not qualify.
13. Investments that are settled before normal market settlement via the Cash Out feature are not eligible for Bonus Investment. If a Participant uses the Cash Out feature on their first investment, the next settled investment made by that Participant (provided it satisfies the 30-day placement and settlement requirement) will become the Qualifying Investment. The next investment made will not become the Qualifying Investment.
14. A Bonus Investment must be used by the Participant within thirty (30) calendar days from the date it is awarded or that Bonus Investment will expire and be removed from their Mogul Account.

3. ADDITIONAL TERMS AND CONDITIONS:

1. Bonus Investment redemption is subject to Mogul House Rules and governed by Mogul's Standard Promotional Terms and Conditions and General Terms of Service.
2. Bonus Abuse / Fraud: Participants who engage in fraudulent activity, bonus abuse or inappropriate play, can have their Bonus Investment voided, profits voided or withheld, be excluded from future bonuses or awards, and/or have their Mogul Account locked at the discretion of Mogul. These activities include, but are not limited to:
• Multiple/grouped accounts linked by device/static IP/cashier/ or intentionally coordinated location activity and investing exploitatively.
3. This Promotion may not be combined with any other welcome offer for new Mogul Accounts, except the $50 welcome offer.
4. Participants may opt out of this Promotion by contacting Mogul Customer Support.
5. A Participant's Mogul Account must be in good standing both at the time of entry and the time at which the Bonus Investment is awarded.
6. Participants may be notified by email, SMS, and/or phone when a Bonus Investment is added to their Mogul Account.
7. Participation is void where prohibited or restricted by law.
8. Voided Investments do not qualify for this promotion. If a Participant's prior investment is voided, the next settled investment will be evaluated for Qualifying Investment eligibility under these rules.
9. This Promotion is subject to all applicable federal, state, and local laws and regulations, and all aspects of the Promotion are subject to the approval of appropriate regulatory authorities.
10. Unless prohibited by law, Participants consent and agree to allow Mogul the unconditional use of their name, voice, likeness and story for any promotions, advertising and announcements without compensation, consideration, notice, review, or approval.
11. Participants are responsible for payment of any and all taxes, licenses, registrations and other fees, as applicable.
12. Mogul reserves the right to make changes to or cancel the Promotion, for any reason, with or without notice, at any time. Other restrictions may apply.
13. Mogul reserves the right to change the rules of the Promotion due to unforeseen or extenuating circumstances.
14. All decisions regarding the interpretation of rules, eligibility, etc. for this Promotion lie solely with Mogul whose decisions are final.
15. Mogul may disqualify any Participant from receiving a Bonus Investment based upon fraud, dishonesty, violation of these rules or other misconduct whether or not related to this Promotion.
16. Mogul is not liable for injuries or losses arising or resulting from participation in the Promotion and is not liable for any acts or omissions by employees, whether negligent or willful, in the conduct of the Promotion and is not liable in the event of any equipment or software malfunction.
17. Mogul is not responsible for lost, late, mutilated, or illegible entries nor for electronic transmission errors or delays resulting in omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, hardware, software, or telephone failures of any kind, lost or unavailable connections, fraud, incomplete, garbled, or delayed computer transmissions, whether caused by Mogul, users, or by any of the equipment or programming associated with or utilized in the Promotion or by any technical or human error which may occur in the processing of submissions which may limit, restrict, or prevent a Participant's ability to participate in the Promotion.
18. If for any reason the Promotion is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes within or beyond the control of Mogul which corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Promotion, Mogul reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion.
19. Any attempt by any person to deliberately damage or undermine the legitimate operation of this Promotion may be a violation of criminal and civil laws and, should such an attempt be made, Mogul reserves the right to seek damages from any such person to the fullest extent of the law.
20. Records related to the Promotion will be retained for recordkeeping purposes in accordance with local legal and regulatory requirements.
21. This Promotion is subject to Mogul's Standard Promotional Terms and Conditions, General Terms of Service.
22. Any questions or disputes concerning the interpretation of these rules or situations not covered by these rules will be resolved by Mogul Management and that decision shall be final and binding on all Participants. If the Participant is not satisfied with the results of Mogul's decision, the Participant will have the option to seek resolution with the Delaware State Court.

DISCLOSURES

1. Promotional Nature; No Guaranteed Returns
   This Promotion provides a conditional Bonus Investment applied only if a Participant's first Qualifying Investment results in a net Loss after one (1) year, as defined in these Official Rules. This Promotion does not guarantee profits, prevent investment losses beyond the amount of the Bonus Investment, or alter the inherent risks associated with any investment activity conducted through Mogul.
2. Valuation and Loss Determination
   All determinations of Return, Loss, and valuation are made in accordance with Mogul's standard valuation policies, which may include internal valuation processes, third-party appraisal data, or other industry-standard methodologies. Mogul's determinations relating to valuation and Loss calculations are final and binding.
3. Bonus Investment Characteristics
   Bonus Investments:
   1. are promotional credits.
   2. have no cash value.
   3. cannot be withdrawn, transferred, or redeemed for cash.
   4. may only be used to make eligible investments through the Mogul platform.
   5. and expire thirty (30) days after issuance unless otherwise stated.

Use of Bonus Investments does not increase or alter ownership, governance, or participation requirements applicable to any investment club or investment activity on the Mogul platform.

4. Active Participation Requirement
   Participation in Mogul investment clubs requires ongoing active involvement by members, including but not limited to participation in club decisions, voting obligations, and review of club materials. This Promotion does not modify or waive any active participation obligations required for membership or continued participation in any investment club offered through Mogul.
5. No Tax, Legal, or Financial Advice
   Nothing in this Promotion, the Bonus Investment, or any related communication constitutes financial, tax, or legal advice. Participants are solely responsible for determining the tax consequences of accepting or using a Bonus Investment, and for paying any applicable taxes, fees, or assessments.
6. Dispute Scope
   Any dispute arising under this Promotion is limited to the interpretation or application of these Official Rules and does not extend to the underlying investment club agreements, club governance matters, or to any other contractual or operational relationship between a Participant and Mogul.
7. No Assignment; No Third-Party Rights
   Participants may not assign, pledge, or transfer any rights under this Promotion. Nothing in this Promotion creates any rights or claims in favor of third parties.
8. Compliance with Laws
   Participants acknowledge that the Promotion is subject to applicable federal, state, and local laws and regulations. Mogul may adjust or terminate this Promotion as necessary to comply with legal or regulatory requirements without prior notice.